When you think of risky places to live for tornadoes, Michigan does not immediately spring to mind. Compared to a state like Texas – which averages 155 tornadoes per year – Michigan is relatively safe, averaging only around 17 tornadoes annually.
Still, 17 is not zero, and Michigan has seen its share of very devastating storms over the years, with some tornadoes causing multiple fatalities and millions of dollars in damage. Another issue for our state is multiple tornadoes touching down during a short period of time – something which has happened as recently as 2018.
With this in mind, understanding some basics about tornadoes is helpful, especially as they relate to insurance and our overall risk from natural disasters:
Making the Complex Simple
Though tornadoes are a bigger risk in other places in the country, Michiganders still need to be aware of the dangers tornadoes pose and how they relate to insurance. Also, tornadoes are typically covered by standard policies, but other natural disasters are typically not.
Please see this helpful infographic for even more information.