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Welcome to Saginaw Bay Underwriters

About Us

The Clear Advantage…

Originally founded in 1863 to insure the lumber industry throughout the Saginaw Valley, SBU is now one of Michigan’s largest insurance agencies, serving over 12,000 clients from four offices throughout the Great Lakes Bay Region.

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A Different Client Experience

Our Approach
for Your Protection

The Clear Advantage™ is our proprietary approach, customized for each client, designed to deliver results beyond insurance.

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Business Insurance
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Employee Benefits
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Life Insurance
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