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May 2, 2022
sbu CYBER 2022

Cyber Risk: What You Need to Know

Cyberattacks are a potential risk for any business or organization. Data indicates the following trends: The frequency of cyber incidents is increasing dramatically. Business Email Compromise […]
March 15, 2022
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Auto Insurance Refund FAQ

As you may have heard, the Michigan Catastrophic Claims Association (MCCA) is distributing $3 billion of its $5 billion surplus to Michigan insurance companies, so that […]
February 1, 2022
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2022 OSHA Reporting Requirements

March 2, 2022, is the deadline for electronic reporting to OSHA. Establishments with 250 or more employees who are currently required to keep OSHA records are […]
January 19, 2022
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Understanding Service Line Coverage – FAQs & Infographic

Many homeowners are surprised to learn that the repair or replacement of service lines on their property — such as underground wiring and piping — is […]
January 11, 2022
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Four Reasons Business Owners Need Life Insurance [infographic]

When it comes to protecting your family and other things that are important to you in life, most people understand the value of life insurance. See […]
August 2, 2021
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U.S. Health Care Costs Versus the World [infographic]

An Indisputable Fact At some point, we’ve all heard a statement like the following: “The United States has the highest health care costs in the world.” […]
July 27, 2021
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How Long Will Your House Last? [Infographic]

Whether you’re currently home shopping, are already a new homeowner or have been settled in the same home for years, the question of how long your […]
July 19, 2021
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What Can Your Business Do About the Hard Market? [Infographic]

What is a hard insurance market? Like with other industries, the insurance industry has market cycles. In a soft market, premiums are stable or falling and […]
June 15, 2021
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A Model Centered for You: SBU’s Partnership With United Benefit Advisors [Infographic]

Online vs. In-Person; National vs. Local When it comes to researching and purchasing personal insurance, people increasingly turn to the Internet. Online insurance options are plentiful, […]
June 7, 2021
saginaw bay underwriters life insurance

Building Better Life Insurance

Life insurance carriers have been building better life insurance. How? By designing innovative life insurance policies that are proving to be very reliable over time and […]