Blog
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- 150
- 2018
- 2019 limits
- 2020
- 2020 overtime rules
- 2021
- 2022
- 20s
- 300
- 300a
- 301
- 401
- 401(k)
- 401k
- ACA
- accident
- accident fund insurance
- accidental injury
- accidents
- active shooter
- ad poisoning
- advanced persistent threats
- agency
- AHCA
- aircraft exclusion
- airport
- american health care act
- american rescue plan
- amount
- ancillary
- anniversary
- apt
- assessment
- assets
- at will
- attack
- attire
- attorney
- attract
- auto
- auto and home insurance
- auto home insurance
- auto insurance
- auto insurance bay city
- auto insurance midland
- auto insurance reform
- auto insurance saginaw
- autonomous driving
- avoid
- award
- basement
- bay city
- bay city business insurance
- bay city insurance
- bay city life insurance
- bcn
- bcra
- bec
- beneficiaries
- beneficiary
- benefit plans
- benefits
- best
- best auto insurance
- best bay city insurance
- best car insurance
- best insurance
- best insurance saginaw
- best life insurance
- best midland insurance
- best practices
- best saginaw home insurance
- best saginaw insurance
- better care reconciliation
- bi
- bill
- black friday
- blog
- blue cross
- blue shield
- bodily injury liability
- body language
- bop
- botnets
- bottle rockets
- branding
- breach
- break in
- break ins
- builders
- business
- business email compromise
- business insurance
- business insurance cost
- business insurance quote
- business insurance saginaw
- business liability insurance
- business life
- business owner
- buy sell agreement
- c-suite
- calculations
- can't find
- candy
- car
- car insurance
- car insurance saginaw
- cassidy
- casualty
- chamber
- change
- changes
- charity
- christmas lights
- christmas tree
- claim
- claims
- class action
- clear advantage
- cobra
- cold
- college
- college insurance
- college students
- commercial auto
- commercial insurance
- commercial property
- company
- company culture
- company vehicles
- competition
- compliance
- computer
- confidence
- conflict resolution
- congress
- consumerism
- contractor
- contractors
- contractors insurance
- contributions
- conversations
- cope
- coronavirus
- cost
- cost sharing reductions
- costs
- costume
- coverage
- covid
- covid-19
- cpr
- credentials
- credit card
- crime
- critical illness
- cultural
- culture
- cyber
- cyber insurance
- cyber liability
- cyber monday
- cyber security
- cyberattack
- cybersecurity
- dart rate
- data
- data breach
- data protection
- deadline
- death
- death planning
- deceased
- decision aids
- decision making
- deductible
- deer
- deer crashes
- delegate
- dental
- dental insurance
- department of justice
- destress
- detector
- devices
- digital
- disability
- disability insurance
- disaster
- discrimination
- distracted driving
- divorce
- do i need life insurance
- doctor
- dog bite claim
- dog bite insurance
- dogs
- DOL
- domestic flight
- donation
- dorm
- dress
- driver safety program
- drivers license
- driving
- drones
- EAP
- earthquake
- eeoc
- electronic
- electronic reporting
- email scam
- emergency
- employee assistance program
- employee benefits
- employee handbook
- employees
- employer
- employer-provided
- employer-sponsored
- employers
- employment opportunity commission
- employment practices
- employment practices liability insurance
- empty nest
- engagement
- enhanced
- enhanced license
- enrollment
- epli
- equifax
- ergonomics
- estate
- estate planning
- event
- ewend
- excluded breeds
- executive
- executive bonus
- executive order
- executive tips
- executor
- exempt
- experience mod
- extension
- family
- family business
- family plan
- faq
- faucet
- federal
- fee
- financial wellness
- fine
- fines
- fire
- fire extinguisher
- firecrackers
- fireplace
- fireworks
- fireworks safety
- first report of injury
- fleet insurance
- flexible spending account
- flood
- flood coverage
- flood insurance
- FLSA
- fly
- flyer
- fmla
- form
- form 1095
- form 300a
- fourth of july
- frankenmuth insurance
- freelance
- frequently asked questions
- fringe
- frivolous
- frozen pipes
- FSA
- funeral
- garaging location
- general liability insurance
- gig
- giving
- gmdb
- goals
- going up
- gossip
- government
- governor whitmer
- graham
- great lakes bay
- great lakes bay region
- group health insurance
- guaranteed minimum death benefit
- guaranteed whole life
- gutters
- hack
- hacker
- hacking
- halloween
- halloween safety
- handbook
- hands free
- hard insurance market
- hard market
- haugh
- hdhp
- health
- health care
- health insurance
- health insurance companies
- health insurance plans
- health savings account
- healthcare
- heirlooms
- high deductible
- hiring
- holiday
- home
- home and auto insurance
- home and auto insurance quotes
- home improvement
- home insurance
- home insurance companies
- homebuilders
- homeowners
- homeowners insurance
- homes for sale
- hose
- hospital indemnity
- house
- house health care plan
- houses for sale
- how much
- how much life insurance
- how to
- how to avoid
- how to choose
- how to get life insurance
- how to lead
- how to protect
- HR
- hra
- hsa
- human resources
- identity theft
- iii
- inc
- incentive
- increase
- independence day
- independent insurance agency
- individual mandate
- infographic
- injuries
- insurance
- insurance in saginaw
- insurance quote
- insurance quotes
- insurance reform
- insurance tips
- insured
- internal revenue service
- internet
- internet of things
- interview tips
- invasion of privacy
- investment
- irs
- job
- keystone
- keystone insurers group
- kidde
- last will and testament
- law
- laws
- lawsuit
- lawyer
- leadership
- leak
- leak detection
- legislation
- Leibowitz
- liability
- liability insurance
- life
- life for business owner
- life insurance
- life insurance calculator
- life insurance over 50
- life insurance policy
- life insurance questions
- life insurance quote
- life insurance quotes
- life insurance statistics
- life insurance tips
- lifeworks
- limit
- limits
- list
- living benefits
- local
- lock
- lock it or lose it
- log
- long term care
- long-term disability
- lost
- lost time
- lost time case rate
- lower rates
- ltc
- lyft
- malware
- manage
- manager
- mandate
- marriage
- maximized
- mcca
- mcca fee
- mcconnell
- mcguinness
- medicaid
- medical
- medical fee schedule
- medical history
- medical records
- medicare
- medium
- meetings
- mental health
- metal
- michigan
- michigan auto insurance
- michigan auto insurance reform
- michigan catastrophic claims association
- midland
- midland business insurance
- midland insurance
- midland insurange
- midland life insurance
- millennial
- miosha
- mitigate
- mobile
- money
- most
- motorcycle
- motorcycle insurance
- music
- nahu
- national
- national flood insurance program
- national preparedness month
- natural disaster
- networking
- neuroscience
- new auto insurance laws
- new bill
- new law
- new limits
- news
- nfip
- no fault
- no-fault insurance
- nominate
- nonprofit
- nonverbal communication
- obamacare
- october
- online
- online locator
- online safety
- online shopping safety tips
- online tips
- options
- osha
- osha log 300
- osha reporting
- oshalogs
- out of pocket
- outlive
- overtime
- overtime laws
- owner
- package
- pandemic
- partner firm
- passport
- patient
- pcori
- pcori fee
- people risk
- perks
- permanent life
- perpetuation
- personal
- personal injury protection
- personal umbrella liability policy
- personal umbrella policy
- phishing
- phone
- phone scam
- pip
- pit bull
- plan
- PMIS
- policy
- postcard
- posting
- premium
- premium assistance
- prescriptions
- present
- presentation
- president
- president's club
- press release
- price
- pricing
- prioritize
- product
- professional liability
- property
- protect
- pto
- public liability insurance
- puzzle
- questions
- ransom
- ransomware
- real estate
- real estate fraud
- real id
- recall
- recordkeeping
- recruiting
- reform
- refund
- regulations
- relationship
- remote
- renters insurance
- repair
- repeal
- repeal and replace
- replace
- reporting
- reputation
- requirements
- research
- resources
- results
- retain
- retirement
- return to work
- ride
- rider
- ridesharing
- rising cost
- risk
- risk management
- risks
- robert dotson
- roof
- rv
- safety
- safety program
- saginaw
- saginaw auto insurance
- saginaw bay
- saginaw bay underwriters
- saginaw bay underwriters insurance
- saginaw business insurance
- saginaw car insurance
- saginaw employee benefits; benefits; health insurance; blue cross; midland insurance
- saginaw home insurance
- saginaw insurance
- saginaw insurance quotes
- saginaw life insurance
- saginaw police
- saginaw township police department
- salary
- sbu
- sbu cares
- scam
- science
- secretary of state
- security
- senate
- senate health care plan
- september
- service line
- service line coverage
- settlement
- severity
- severity rate
- sharing
- shopping
- short-term disability
- shrm
- single
- small business
- small business health insurance
- small business insurance
- small business insurance quote
- smartphone
- smartphones
- smoke
- social engineering
- soft market
- spending
- spring cleaning
- state id
- stimulus
- stolen
- stpd
- stress
- study
- subsidies
- success
- succession
- sued
- summer
- supervisor training
- supplemental
- supplemental health insurance
- survey
- system
- talent
- tax
- tax deductible
- tech
- telemedicine
- term
- term life
- testing
- texting
- texting while driving
- thanksgiving
- the clear advantage
- theft
- thefts
- threat
- time manage
- tips
- tornado insurance
- tornadoes
- total rewards
- training
- transfer costs
- travel
- treatment
- trends
- trick or treat
- Trump
- TSA
- UBA
- uber
- umbrella
- united benefit advisors
- universal life
- unlimited
- unmanned aerial vehicle
- update
- usdoj
- vaccination
- vaccine
- variable life
- vehicle
- violation
- virus
- vision
- vision insurance
- voluntary
- washing machine
- washing machine hoses
- washington
- water
- water damage
- water shutoff
- watercraft
- week
- weightless
- well being
- wellness
- wellness 401k
- wellness plans
- wellness strategy
- what to do
- whitmer
- whole
- whole life
- will
- wind
- winter
- wire fraud
- wire transfer fraud
- work culture
- work life balance
- work life blend
- workers comp
- workers compensation
- workers compensation insurance
- workforce
- workplace
- workplace culture
- workstation
- yard
- zoom
- All
- William G. Koepke, CIC, CRM, CAWC | Vice President | Business Risk Advisor
- Jeff Sams, LIC | Senior Vice President | Employee Benefits Risk Advisor
- James F. McGuinness | Vice President | Employee Benefits Risk Advisor
- Mark A. Schaeff, CIC, CRM | Vice President | Business Risk Advisor
- Peter N. Ewend, CIC | President/CEO | Business Risk Advisor
- Robert J. Dotson, CIC, LIC, CBWA | Vice President | Employee Benefits Risk Advisor
- Saginaw Bay Underwriters
- Scott Bryant, CIC | Vice President | Business Risk Advisor
- Scott Withrow, CPCU, CIC | Vice President | Business Risk Advisor
August 15, 2019
Published by Robert J. Dotson, CIC, LIC, CBWA | Vice President | Employee Benefits Risk Advisor at August 15, 2019
Categories
Rising health care costs continue to be a major concern for any company or organization that offers health benefits to its employees. Record Health Care Costs, […]